Unlock your home's potential with ease and confidence.

Premier Home Loans' innovative Premier Seller Unlock can help you buy your next home before selling your current home.

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Guaranteed Backup Contract

You can buy your next home without counting your current mortgage in the debt ratio calculation.

Instant Equity

You can extract equity in your current home for a down payment toward purchasing your new home with a bridge loan.

Cash Offer

You can compete in a multi offer environment by being able to make a cash offer on the home you want to buy.

The most streamlined and cost efficient buy before you sell program.

You can buy before you sell

Learn how Premier Seller Unlock can help you!

- Available in all 50 states
- Works with any price point

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Premier Seller Unlock

How our simplified process works

1. Get Pre-Approved and find your dream home

Get pre-approved just like you would through a traditional purchase process. Work with your Real Estate Professional to help you find your dream home. Don't have an agent? We can recommend you to one of our preferred Real Estate Professionals.

2. Go under contract and request GBC

After going under contract on your new home, we would set you up with the Guaranteed Backup Contract on your existing home.

3. Need a bridge loan?

If you need to extract equity out of your existing home, we will set you up with a bridge loan secured to your existing home.

4. Close on your new home

Close on your home with a traditional purchase mortgage, move in, then list and sell your home with a real estate agent of your choice.

5. Sell your current home

Once you sell your existing home, your existing mortgage and bridge loan (if applicable) will get paid off and you walk away with your equity.

What our clients say

Real stories from happy homeowners

Insights from our recent users

Garrett T
Premier Seller Unlock

The market was crazy competitive, and I kept losing out because I had to sell first. With this program, I was able to make a strong offer without waiting—and I finally got the house I’d been hoping for. Huge thank you to the Premier Home Loans team. This program really made a difference.

Cheryl B
Premier Seller Unlock

I was introduced to the Premier Seller Unlock at my realtor’s suggestion and I couldn’t be happier!  I was able to buy my dream home without having to sell my existing home beforehand.  I sold my existing home shortly afterwards and recasted my mortgage payments.  Now I have my dream home and low monthly payments!

Chris C
Premier Seller Unlock

I was stressing about how to buy a new home before selling my current one, and Premier Seller Unlock made it all possible. They helped me tap into my home equity early, so I could make a strong offer without it being contingent on my sale. Everything went super smooth, and their team was on top of it the whole way. Total game-changer.

Rachael E
Premier Seller Unlock

We were moving out of state and I tried to use my bank to get me a mortgage and they ended up dropping the ball at the last minute.  I called Cameron Cook and he introduced me to the Premier Seller Unlock program.  Wow is all I can say!  They were able to get my loan approved so quickly I couldn’t even believe it!

Got questions? We've got answers!

Everything you need to know about our mortgage options

Discover clear insights on loans, eligibility, and the application process. Our team is here to help with any further queries.

What mortgage programs are available?

We offer a variety of loan types, including conventional, FHA, and VA options. Our team will help you choose the right fit for your financial situation.

How can I find out if I’m eligible?

Eligibility depends on your credit, income, and debt-to-income ratio. We’ll review your information and guide you through each step of the process.

Which documents are required for my application?

You’ll need to provide proof of income, bank statements, identification, and information about your assets and debts. We’ll supply a full checklist when you begin.

How long does it take to get approved?

Most applications are processed within 1 day. We’ll keep you informed at every stage to ensure a smooth experience.

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Is pre-approval available before I find a home?

Yes, getting pre-approved is  required. Contact us to get started.

Who should I reach out to for help?

Our mortgage specialists are here to answer your questions and provide guidance. Contact us by phone or email for personalized support.